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Serving The Senior Market For Over 30 Years!

Long Term Care
Learn Why Long Term Care Is One Of The Most Important Parts Of A Successful Retirement Plan
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Short Term Care
Plan For The Unexpected With Short Term Care To Ensure you Are Covered For The Immediate Future
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Unexpected Long Term Care Expenses Can Destroy Retirement Savings In A Flash
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What Is Long Term Care?

Long term care is the care you may need if you are unable to perform daily activities on your own. These daily activities include feeding yourself, bathing, dressing, transferring and using the bathroom. Long Term Care is designed to allow you to maintain as much independence as you can as you age. Many people believe that Medicare, a Medicare supplement, or the health insurance from an employer will pay for long term care but that’s not the case.

Of caregivers use their own retirement savings to pay for a loved one's care
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The average cost of Long Term Care per month
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The average age that someone buys Long Term Care.​
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Why Would You Need Long Term Care?

  • Aging, stroke, illness, accidents/falls, and chronic conditions.
  • Memory Care centers continue to be a growing need for the populations.
  • Cognitive illnesses, such as Alzheimer’s and Dementia are being diagnosed at higher rates. 
  • The advancements in care and technology are causing people to live longer than ever before, extending the need and likelihood of Long Term Care.
  • Medicare does not cover the majority of Long Term Care Expenses.
  • There has been a 750% increase in Long Term Care expenses since the year 2000.
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Types Of Long Term Care Settings

Assist with cooking, cleaning, and running errands. Typically does not provide any type of health care.

Hands On Care, assist with bathing, dressing, eating, and medication, etc.

Provide individuals with support in a community setting. Members are able to take advantage of planned social activities under the supervision of caregivers. Many Adult Day Care facilities also provide transportation, medical services, personal care and meals.

This type of care should not be confused with a nursing home. Assisted Living Facilities provide personal care and health services but these take place in a residential setting. Individuals choosing this type of care do not require 24/7 monitoring and have more independence within the facility because most are able to perform the several daily functions.

Nursing Homes are facilities that provide the highest level of Long Term Care for those that require round-the-clock supervision. Most need help with a majority of daily activities. All care is provided on-site, 24 hours a day. Nearly all Nursing Home facilities provide personal care, lodging, medical services, therapy, rehabilitation and activities. 

How Long Term Care Impacts Your Family

  • Relying on a family member may foster a stronger relationship, but could put a large financial and emotional burden on them.
  • If you are self-funding your Long Term Care, the monthly expense can quickly erode your retirement savings, taking away from the legacy you leave your family.
  • Without a Long Term Care plan in place, you may not have the luxury of being able to age and receive care in the comfort of your own home.

Long Term Care Resources

Get Long Term Care Advice

Our team of dedicated agents is ready to serve you, and help guide you through the process of deciding how you can best incorporate Long Term Care into your retirement strategy, so that you can ensure your golden years stay golden.

  • Call Us
    817-886-5931
  • Email
    thelongtermcarelink@gmail.com
  • Address
    6209 Colleyville Blvd.
    Colleyville, TX 76092


Funding Options For Long Term Care

Self Funding Long Term Care

Although Self-Funding one of the most popular ways of paying for Long Term Care, this method can quickly deplete your retirement savings, and is typically not the solution we recommend for most clients.

Traditional Long Term Care Insurance

93% of carriers that have historically offered Traditional Long Term Care insurance have left the market, leaving very few options for Traditional Long Term Care. There are still those that offer plans, however, they are becoming extremely expensive and a less viable option as time goes on.

Life Insurance

Life Insurance policies can not only help protect you and your family in the event of a tragedy, but it can also be used to pay for Long Term Care expenses Tax Free!

Annuities

Annuities will not only provide a stable, guaranteed form of retirement income or asset growth & protection, you can also use an annuity to pay for Long Term Care expenses Tax Free!

Understanding Medicare & LTC

Learn how Medicare & Long Term Care work together to make sure you are covered from anything & everything 

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How To Pay For Long Term Care?

Learn where and how to pay for Long Term Care costs whether they be for you or a loved one.

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How Much Do Long Term Care Services Cost?

Use our Cost of Care tool to find the cost of care services in your area

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Speak To An Agent

Click below to speak with a licensed agent to find the right Long Term Care solution for you and your family.

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Understanding Medicare & Medicaid

Learn what Medicare & Medicaid Do & Don't Cover

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How To Pay For Care?

Learn where and how to pay for Long Term Care costs whether they be for you or a loved one.

Learn How To Pay

Compare Long Term Care Costs

Use our Cost of Care tool to find the cost of care services in your area

Compare Costs

Speak To An Agent

Click below to speak with a licensed agent to find the right Long Term Care solution for you.

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Compare 2024 Long Term Care Costs In Your State

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